M
Operations

MVR (Motor Vehicle Record): Motor Vehicle Record

Definition
A report from the state Department of Motor Vehicles (DMV) documenting a driver's driving history, including traffic violations, license status, accidents, and vehicular crimes.

Overview

Why it Matters

Insurance carriers and Brokers require a "Clean MVR" for all drivers. A driver with a DUI or reckless driving charge is uninsurable and disqualified from NEMT.

How it Works

The provider pays a fee to the DMV (or a background check vendor) to pull the record annually or quarterly.

Code Comparison

Comparison: MVR vs. Background Check

MVR: Traffic history (Speeding tickets, suspended license).

Background Check: Criminal history (Theft, assault, sex offender registry).

Common Questions

  • The "Rolling" Violation: A driver gets a speeding ticket after you hired them. If you only check MVR once a year, they could be driving for 11 months with a suspended license.
  • Out-of-State Licenses: Checking the MVR in the current state but failing to check the MVR in the state where they lived 3 months ago.
  • Enroll in a Continuous MVR Monitoring service that alerts you instantly if a driver gets a ticket or suspension.
  • Set strict internal standards (e.g., "No more than 2 moving violations in 3 years").

Sources

FMCSA - Driver Qualifications